Private Client Insurance

Brown & Brown's Customizable Solutions

The Brown & Brown team offers specialized, elevated solutions for clients who have sophisticated exposures, multiple properties, and significant personal assets. Whether you already have significant financial assets or are on the road to high net worth, our team offers comprehensive insurance for your lifestyle. 

Homeowner's Insurance		Automobile		Personal Excess Liability
Our Brown & Brown team can help you build a broad and flexible solution, giving you the ability to tailor your coverage to your specific needs.		At Brown & Brown, our experienced team can help you define your unique needs and build solutions to help protect you, your passengers and your car no matter where the road takes you.		Our team at Brown & Brown can help you protect against risks that could substantially reduce a portion of your assets, future earnings and what you leave behind.
Flood and Excess Flood		Specialized Coverages		Group Excess
Flood insurance is an invaluable component to your insurance program, regardless of whether you are in a high or low-risk flood zone as a flood can occur at any given moment.		Brown & Brown's team of insurance professionals can help protect your most valuable items, including jewelry, fine art, collectibles, coins, stamps, silver, wine and more.		Brown & Brown can help you find a Group Excess solution that provides protection against lawsuits that could put your personal assets such as homes, valuable possessions, investments and future earnings at serious financial risk.
Marine Insurance
Marine risk exposures are unique. We will work to understand your Marine needs and help you navigate the current market to identify a program that will help limit your specific exposures.				Growth has no finish line. No matter where you are on your growth journey, we can help you find solutions to meet your ever-evolving insurance and risk management needs.

 

Brown & Brown's Process & Capabilities 

We provide our customers with a consistent annual process that helps to mitigate risk factors and allows you to live life to the fullest. As a Brown & Brown client you will work with a private risk manager and dedicated account executive who will walk alongside you to build and maintain tailored solutions to meet your sophisticated needs.

Comprehensive Risk Analysis Our private client team undertakes a consultative approach to our customer's risk management plan: 1. Discovery - Through comprehensive discussions with the individual, family, and/or their representative, we review your portfolio and risk tolerance.  2. Design - By leveraging our local and international expertise, we develop a strategic risk management program to protect your assets, lifestyle, reputation and future. 3. Advise - We recommend detailed strategies to protect you from a loss before it ever occurs.

Annual Reviews Regular review and assessment of your assets and exposures is an integral part to Brown & Brown's private client strategy. As new trends in the marketplace materialize, we actively monitor your coverage and limits, review any changes in exposure and offer our recommendations.

Claim Advocacy Brown & Brown's private client team provides you with guidance throughout the life of a claim. We advocate on your behalf to work through any claim issues that might arise to ensure a prompt and fair resolution.

Advisory Resources Access to Brown & Brown's internal team who are experts in their fields allows our Private Client division to offer specialized advice, which complements our personal risk management services. Specializations such as fine art, cyber and personal security management, and aviation, are only a few of the areas that offer superior guidance for our highly successful individuals and families.

 

Brown & Brown's Services are Tailored to You 

At Brown & Brown our team is built to deliver innovative solutions and superior service. We have the ability to address nearly every insurance need for our customers. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help every step of the way.

 

Travel Insurance A tailored high net worth travel insurance policy will offer you an increased level of coverage with higher limits and far greater protection.  Designed specifically for individuals with high value assets, a high net worth travel insurance policy can allow you to take any jewelry, luxury watches or personal belongings abroad with you, knowing they will be safely protected. Tailored Solutions Can Include: Comprehensive, flexible worldwide services no matter age or condition. Travel medical insurance for individuals, families, and groups. Medical evacuation, repatriation, and medical concierge services. Kidnap and ransom coverage.

Discover Our Capabilities: Property & Casualty High Net Worth Employee Benefits Workers' Compensation Surety Aviation Private Equity/M&A Executive Liability Cyber Risk Multinational Analytics & Modeling Trade Credit

Life Insurance Without contingency plans in place to reduce and manage risk, the most elaborate financial, retirement or estate plans may be inadequate.  Wealthy individuals can use life insurance to compliment sophisticated financial and estate planning, philanthropic planning and investment management. Tailored Solutions Can Include: Audit and Analysis of existing coverage Term Insurance Permanent Insurance (Whole Life/Universal Life) Annuities