Restaurant, Bar, & Tavern Insurance
Restaurant, Bar, & Tavern Insurance Information
At Brown & Brown, we offer creative insurance solutions to organizations in Texas and throughout the United States including Restaurants, Hotels, Entertainment Facilities and more. With over 30 years of experience in the Industry, we provide customized insurance programs for complex risks with a multitude of needs. Brown & Brown’s team of experienced professionals work with owners, operators and management teams from single location start-up companies to multi-unit and franchise groups. Our objective is to help organizations manage and take control of their insurance programs.
Industry Specific Coverage and Program Structuring Highlights:
| -Manuscript policies and unique pricing mechanisms |
-Employment Practices Liability (Sexual Harassment, Discrimination, Wrongful Termination) |
| -Workers Compensation and Occupational Accident (Non-Subscription) specialization |
-Professional Lines: Directors & Officers Liability / Errors & Omissions |
| -Broadened Coverage Forms: General Liability, Liquor Liability, Property, Business Interruption, Spoilage, Food Borne Illness/Trade Name Restoration, Garage Keepers, Cyber Risk |
Risk Management to Promote Strong Safety Culture
| -Loss control evaluations, claims analysis |
-Industry specific employee communication and training materials |
| -Workplace policies, OSHA compliance programs and safety manuals |
-Fraud prevention techniques |
| -Emergency Response and Disaster Recovery Planning |
-WC experience modification review |
| -Access to HR related communications designed to enhance ability to attract/retain high quality employees |
| -Seminars/Train-the-Trainer: Safety, Employment Practices Liability & proper claim handling processes and accident investigation techniques |
Annual Marketing Effort with A/A+ Rated Carriers
| -Secure most competitive and comprehensive program |
| -Pre-submission underwriting analysis including identification of company specific exposures, CAT modeling, Classification Reviews, Deductible/Limits/Coverage analysis |
Claims Advocacy / Customized Claims Tracking Program
| -Business Interruption expertise, coverage analysis/interpretation |
-Removing unnecessary parties/minimizing expenses (attorneys/public adjusters) |
| -Maximize claim recovery by expediting process |
-Claim Reviews and Safety Incentive Programs - training materials addressing areas of concern |
Restaurant, Bar & Tavern Team Members:
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